Inside My Favorite Things: The Budget

Disclaimer: Please remember that I do not get paid for these endorsements and that my views do not represent the view of these companies. I just love these products and think you may too!

I am a compulsive budgeter. I pour over it constantly to see if I can ever squeeze extra money out of it for my projects. While I do not have student loan debt, there are plenty of other projects (such as a kitchen remodel!) I am saving for and the budget really helps me with setting goals.

You can do the same thing with student loans and help budget the payments you have or accelerate the process you are currently on. There are many budgetings programs out there, many for free in fact, but the one I love the most is using Dave Ramsey’s My Total Money Makeover (www.totalmoneymakeover.com).

The cost is around $90.00 annually or $10.00 a month. On top of the budgeting software there are other bonuses that make it worth checking out. No matter what route you go with a budget though, do one! As Dave Ramsey does say it gives every dollar a name and if you do it long enough you’ll feel like you got a raise!