Hey! My name is Heath. During my years working with student loans, I have helped tens of thousands of borrowers with their individualized situations.
Let me help you achieve student loan success by doing the following:
- Loan Consolidation
- Transfer Student Loan from Parent or Grandparent to child (Parent PLUS Loan)
- Save on interest
- Lower your Payments
- Public Service Loan Forgiveness
- Teacher Loan Forgiveness
So let's get started! The only thing you have to lose is your loan debt!
Student Loan Problems arise from lack of knowledge, not resources
The most recent 3-year national cohort default rate released by the Department of Education for Fiscal Year 2011 is 13.7%. According to the Department of Education, a 3-year cohort default rate is the percentage of a school’s borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year, October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year.
This rate should be 0%. This is because for any federally backed loans, borrowers are given 3 years of forbearance time they can use. While this is not the most effective way of handing your loan situation, it is more effective than defaulting.
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What is student loan success with integrity?
- Teach you about why things are the way they are and help you have a personal better understanding of your student loan situation
- Put client's interests first by not misleading you, include full disclosure where necessary, and showing you how I can take your student loan assistance to the next level
- Will never ask for personal information such as your social security number and will use trustworthy third parties such as Paypal to take payments
So let's talk and schedule your risk free consultation today!
And remember--if you don't save over $5,000*, you pay nothing!
*Loan term must be 120 months or more with a minimum balance of $5,000. $5,000 is determined by greater of money saved on interest by refinancing or , total monthly payment through changing of repayment plan or projected forgiveness amount.
Depending on income, cosigner may be required. All refinancing decisions made by Darrien Rowayton Bank (DRB). Student Loan Insider (SLI) is not an agent of DRB nor is involved in any credit decisions. All forgiveness, consolidation, and repayment plan changes are done through the Department of Education. SLI has no special access to or is not affiliated with the DOE. Any changes to loans are through programs offered free of charge by DRB or the DOE. The fee rendered is for paperwork assistance and/or consultation of the borrower’s individual situation. If federal loans are refinanced, federal protections will be lost. SLI has a financial interest in loans refinanced by DRB.